How to Curtail Impulse Spending
Okay, maybe buying a $40,000 guitar was a bad idea. But it was so shiny, and BB King picked it up once, and...well, it was a bad idea. Try this next time: Create a calendar in iCal. When you see something you want to drop your credit card number on, add it to the calendar and set an alert for 30 days in the future. If, in 30 days, you still can’t live without that gold-plated Han Solo action figure, it’s probably destiny.

Keep an eye on the prize -- and the price.
If you’re on the hunt for a particular item but it’s just too pricey, fire up AmazonWatcher on your Mac ($1.99, awatcher.net) and add the item and the price you’re willing to pay. This will not only help you save money but also give you a cooling-off period. Once the item drops in price, you may have decided you no longer need it.
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