If anyone needs proof that we’re all living in the future, look no further than the latest update to the Chase Mobile iPhone app, which now allows not only person-to-person QuickPay to any e-mail address, but also the ability to make a check deposit right from your handset -- without ever stepping foot inside your local branch.
On Thursday, JPMorgan Chase Bank, NA updated their free Chase Mobile iPhone app, taking it far beyond just a simple utility to only check your balances. In addition to being able to pay bills or credit cards, send wire transfers, see account balances and transaction history or transfer money between your accounts, Chase has leapt into the future with two new features: QuickPay and Quick Deposit.
The most exciting of the two features -- that is, if you happen to be a Chase customer -- is Quick Deposit, which allows you to deposit checks to your account right from your iPhone. Choose the checking account you want to deposit into, enter the amount and then snap a picture of the front and back of the check -- confirm your details and like magic, the check is deposited into your account without ever having to leave the house. Best of all, Quick Deposit is absolutely free -- no signup fee, no monthly fee, it requires just a quick sign up right from your iPhone and you’re off and running.
The other new feature included with Chase Mobile 2.3.1 is Person-to-Person QuickPay, which allows you to pay anyone fast, right from your Chase account -- and you only need to know their e-mail address.
The free 1.9MB update to Chase Mobile is now available in the App Store and requires iOS 3.1 or later. While the app also works on the iPod touch, since it doesn’t have a camera, the Quick Deposit feature only works on the iPhone. A separate version of Chase Mobile is also available for the iPad, but as yet hasn’t been updated to include QuickPay.
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bcopeland
February 05, 2011 at 7:40am
Unfortunately your deposits are limited to $1000 per day and $3000 per month. That at least is as of the current release (2/2011). Doesn't help me that my biweekly handwritten paychecks exceed that.
yomikeyg
July 03, 2010 at 3:21pm
How do you sign up for quick deposit from your iPhone? I believe it just referenced me to visit chase.com/quickdeposit
Anyone know how to get that notice back on my iPhone for me to sign up for it?
I already tried deleting and reinstalling the app.
mob1278
July 03, 2010 at 11:42am
It's called Deposit@Mobile... this is the official name that USAA uses for it. Check it out, it's in the App store as we speak. Also Bank of America has this feature as well.
mob1278
July 03, 2010 at 11:40am
USAA has pioneered this movement but it will not get the spotlight because of it's community. I'm pretty sure Chase probably pays USAA to use this feature. Guess what, it was introduced on the iPhone when the 3Gs first came out. So I have been using this service for about a year now.
paidion123
July 02, 2010 at 9:03am
I thought the next technological advancement would be to move away from physical checks completely. The concept of QuickPay, although who knows how secure it is, seems like the next logical step. Kudos to Chase for taking this step and I might consider returning to their banking just for this!
yebamac
July 02, 2010 at 8:41am
USAA has been doing this for some time with their DepositMobile service across multiple platforms.
