If anyone needs proof that we’re all living in the future, look no further than the latest update to the Chase Mobile iPhone app, which now allows not only person-to-person QuickPay to any e-mail address, but also the ability to make a check deposit right from your handset -- without ever stepping foot inside your local branch.

On Thursday, JPMorgan Chase Bank, NA updated their free Chase Mobile iPhone app, taking it far beyond just a simple utility to only check your balances. In addition to being able to pay bills or credit cards, send wire transfers, see account balances and transaction history or transfer money between your accounts, Chase has leapt into the future with two new features: QuickPay and Quick Deposit.

The most exciting of the two features -- that is, if you happen to be a Chase customer -- is Quick Deposit, which allows you to deposit checks to your account right from your iPhone. Choose the checking account you want to deposit into, enter the amount and then snap a picture of the front and back of the check -- confirm your details and like magic, the check is deposited into your account without ever having to leave the house. Best of all, Quick Deposit is absolutely free -- no signup fee, no monthly fee, it requires just a quick sign up right from your iPhone and you’re off and running.

The other new feature included with Chase Mobile 2.3.1 is Person-to-Person QuickPay, which allows you to pay anyone fast, right from your Chase account -- and you only need to know their e-mail address.

The free 1.9MB update to Chase Mobile is now available in the App Store and requires iOS 3.1 or later. While the app also works on the iPod touch, since it doesn’t have a camera, the Quick Deposit feature only works on the iPhone. A separate version of Chase Mobile is also available for the iPad, but as yet hasn’t been updated to include QuickPay.

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