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#1 2006-11-08 6:26 am
F'ing Banks
I've been with the same bank for over 20 years. My family has, as far as I know, always used that bank. The family business puts 7 figures a year through that bank.
Twice I went to them looking for a loan for my business. Twice I was told to apply for a credit card. Twice I did and was rejected even though I told them at the bank I didn't want a damn credit card.
Now, I'm in the process of buying a house. I'm in danger of losing the house because the same damn bank is dragging their heels on the approval. We have bent over backwards to get this deal done fast even going so far as to take a day off work to run papers around getting them signed and faxed. Today is the last day of an extension or the deal falls through.
Time to get a new bank? I think so! Screw you guys, I'm going home!
I feel better now
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#2 2006-11-08 6:46 am
- Pariah
- James Carville Fan..
- From: Belly Of The Beast, Oklahoma!
- Registered: 2001-05-24
- Posts: 18402
Re: F'ing Banks
When we bought our house we employed the services of a Buyers Agent. She expedited all that loan stuff for us, it was incredibly easy, she did all of the work and the extra sweet thing is it cost us nothing to use her.
Her fee came out of a split of the realtors commission. If your deal falls thru you might want to look into getting yourself an agent to act on your behalf next time.
"and it's not surprising that they get bitter, they cling to guns or religion or antipathy to people who aren't like them or anti-immigrant sentiment or anti-trade sentiment as a way to explain their frustrations."
Barack Obama
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#3 2006-11-08 7:59 am
- Donkey Butter
- jerk face
- From: over yonder
- Registered: 2005-12-14
- Posts: 2444
Re: F'ing Banks
don't look for a new bank, look for a credit union.
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#4 2006-11-08 8:10 am
- musicalmac
- MacAddict Faithful
- Registered: 2002-09-26
- Posts: 353
Re: F'ing Banks
Donkey Butter wrote:
don't look for a new bank, look for a credit union.
Second.
iPerson with Advice: Liberate te ex Infernis
CNET Moderator
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#5 2006-11-08 9:19 am
- dv
- Negusa Negest
- Moderator
- From: Minneapolis, MN
- Registered: 1999-08-30
- Posts: 18092
Re: F'ing Banks
musicalmac wrote:
Donkey Butter wrote:
don't look for a new bank, look for a credit union.
Second.
Thirded.
"Now commences the process of cutting off the head, which generally takes from an hour to an hour and a half by an expert workman with a sharp blade." -Reuben Delano, Wanderings and Adventures
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#7 2006-11-08 9:39 am
Re: F'ing Banks
We have a buyers agent all set up. He has been very helpful. We had a mortgage broker working before him to get us the pre-approval. Now they are dragging their heels on the full approval.
Our agent has suggested we use his mortgage guy though. He's actually getting a little testy about the whole thing. I'm not sure I like him either.
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#8 2006-11-08 9:50 am
- test
- Member
- From: Collingwood, Ont., CANADA
- Registered: 2002-12-13
- Posts: 5300
Re: F'ing Banks
I sense a business opportunity here - a head-hunting firm to help potential home-buyers find compatible mortgage and/or real estate brokers. Y'know, simplify the whole home buying process by adding an extra layer of middleman.
Patience is a virtue of the weak for it makes them stand still long enough for the strong to crush them with ease.
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#9 2006-11-08 4:19 pm
- macnuke
- just a plano guy
- Moderator
- From: North Dallas 40
- Registered: 2004-05-16
- Posts: 7132
Re: F'ing Banks
justine wrote:
dvpierce wrote:
musicalmac wrote:
Second.Thirded.
Fourthded.
Fifthed :hic:
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#10 2006-11-08 7:28 pm
Re: F'ing Banks
Woohoo! It's all over. Got the final go ahead at noon today. I'm now a soon to be poor home owner. I still hate banks!
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#11 2006-11-08 9:58 pm
- Pariah
- James Carville Fan..
- From: Belly Of The Beast, Oklahoma!
- Registered: 2001-05-24
- Posts: 18402
Re: F'ing Banks
"and it's not surprising that they get bitter, they cling to guns or religion or antipathy to people who aren't like them or anti-immigrant sentiment or anti-trade sentiment as a way to explain their frustrations."
Barack Obama
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#12 2006-11-10 7:24 am
- davic3
- Mac Warrior
- From: the place I just left
- Registered: 2003-12-01
- Posts: 1197
Re: F'ing Banks
I'm glad everything went through, but I would still look to take your business elsewhere.
"A bartender is just a pharmacist with a limited inventory."
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#13 2006-11-10 7:56 am
- Pariah
- James Carville Fan..
- From: Belly Of The Beast, Oklahoma!
- Registered: 2001-05-24
- Posts: 18402
Re: F'ing Banks
Now get a lawn mower and keep your cat out of my yard damn it!! 
"and it's not surprising that they get bitter, they cling to guns or religion or antipathy to people who aren't like them or anti-immigrant sentiment or anti-trade sentiment as a way to explain their frustrations."
Barack Obama
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#14 2006-11-10 4:39 pm
- Benton
- Member
- Registered: 2005-01-03
- Posts: 94
Re: F'ing Banks
justine wrote:
dvpierce wrote:
musicalmac wrote:
Second.
Thirded.
Fourthded.
An Apple Credit Union?
[
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#15 2006-11-10 11:49 pm
Re: F'ing Banks
Pariah wrote:
Now get a lawn mower and keep your cat out of my yard damn it!! http://homepage.mac.com/oatmeal/MAF/maxes/shakefist.gif
Easy enough. The cat stays inside and I'm being given a used mower.
Does this mean I can sit in the front window watching the neighbours and then angrily shake my fist at them?
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#16 2006-11-11 1:27 am
- Nefarious
- Tuning Fork
- Moderator
- From: 45°22"N 84°57"W
- Registered: 2002-09-30
- Posts: 7998
Re: F'ing Banks
Why anger up the blood ?
BBQ every weekend.
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#17 2006-11-11 10:49 pm
- sosumi
- numbery
- Royal Wombat
- From: North Mexico
- Registered: 1999-02-21
- Posts: 17513
Re: F'ing Banks
Donkey Butter wrote:
don't look for a new bank, look for a credit union.
I'll be laughing when the next massive depression takes away all your un-insured money! 
Actually, a massive depression probably isn't much to laugh about...
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#18 2006-11-11 11:09 pm
#19 2006-11-13 12:17 pm
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